Reston, Virginia Mortgage Loan Officer - Reston, VA Job at Capital One

Join our award winning Mortgage Team! Looking for a strong company with a solid reputation, full product line, state of the art underwriting technolgy and the potential for unlimited income? MORTGAGE LOAN OFFICER Reston, Virginia In this role you will... · Cultivate and maintain relationships with Realtors, builders, and other intermediaries who can refer mortgage applicants. · Sell full portfolio of Mortgage products to consumers who are buying or refinancing homes. This process involves both face-to-face meetings and telephone selling. · Work closely with the operations staff (particularly Processors, Underwriters, and Closers) to ensure that the loan applications are fully completed, that the necessary supporting documentation is received, and that the loans close as scheduled. · Understand and comply with mortgage industry regulations, including the Fair Credit Reporting Act, the Real Estate Settlement Procedures Act, the Community Reinvestment Act, Truth-in-Lending laws,etc. · Cross-Sell other bank products to mortgage borrowers. · Apply underwriting standards of our various investors (Chevy Chase Bank, Fannie Mae, Freddie Mac, FHA, VA, etc.) to each transaction to ensure that borrowers are put into a loan program for which they qualify. This includes analyzing people’s credit histories to ensure that they are eligible for our products (and how to counsel them if they are not). apital One will not file non-immigrant visa petitions for alien workers.

Capital One acquired Chevy Chase Bank in February 2009. We are in the process of integrating these entities. As a result, both Capital One and Chevy Chase Bank information and logos may appear on recruiting materials. Applicants for Chevy Chase Bank positions will be directed to the Capital One Careers website and will see Capital One logos throughout the recruiting process. No agencies please. Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

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